Today Fourthline introduces three advanced solutions designed to redefine how organisations approach compliant, secure, and scalable identity verification: eID Verification, Biometric Authentication, and IBAN Verification.
Built for today's compliance reality
These solutions directly tackle the mounting challenges facing financial services and regulated industries worldwide. As fraud becomes more sophisticated, regulations grow increasingly complex, and customers demand frictionless digital experiences; organisations need verification that doesn't force them to choose between security and usability.
Future-ready verification infrastructure
Fourthline's new capabilities provide the foundational building blocks that establish:
Robust customer due diligence
Continuous monitoring frameworks
Transaction-level oversight that adapts to evolving identity threats
These solutions are purpose-built to help organisations prepare for the upcoming Anti-Money Laundering Regulation (AMLR) requirements rolling out across Europe and ensure you're not just compliant today, but ready for tomorrow's regulatory landscape. “Each one of these solutions, using the most sophisticated technology, operates independently while maintaining the ability to share verification data and audit trails. When used together, they provide flexibility in compliance strategy development,” said Fourthline CTO, Ralph Post.
eID Verification: Government-backed identity, delivered instantly
eID Verification replaces document uploads and manual reviews with instant validation against authoritative government sources. By leveraging the digital identity infrastructure already trusted by EU member states, organisations gain both speed and certainty. Onboarding customers is done in seconds with the highest level of identity assurance. By validating identities against authoritative government sources, organisations can: ✓ Onboard customers with complete confidence
✓ Meet core AML and eIDAS requirements seamlessly
✓ Prepare proactively for AMLR compliance obligations
Built for scale
It's verification that scales without compromise: faster for customers, stronger for compliance teams, and built on the most trusted identity data available.
Biometric Authentication: Continuous identity assurance beyond onboarding
Biometric Authentication increasing identity verification from a one-time checkpoint into an ongoing security layer that protects every critical interaction throughout the customer lifecycle.
It combines advanced facial recognition, innovative liveness detection, and behavioural biometrics to confirm users’ identities in real time—far beyond the initial onboarding moment.
This continuous monitoring helps businesses stay aligned with AML and future AMLR expectations for ongoing customer monitoring, fraud prevention, and lifecycle verification.
IBAN Verification: Proving account ownership with precision
Traditional account verification methods often create unnecessary delays such as requiring customers to upload bank statements, wait for micro-deposits, or navigate cumbersome manual review processes.
IBAN Verification eliminates these friction points by providing real-time confirmation of account validity and ownership. This means faster time-to-transaction, reduced abandonment rates, and a smoother experience for legitimate customers while maintaining the rigorous verification standards regulators expect.
IBAN Verification confirms that customers hold valid EEA bank accounts in their own name with recognised financial institutions. By matching account holders to previously verified identities, the solution simplifies account confirmation processes and helps organisations satisfy AML and AMLR-aligned account verification practices while reducing friction.
Build your compliance architecture your way
Organisations can deploy these solutions individually to address specific compliance gaps or combine them into comprehensive identity and transaction verification frameworks tailored to their unique risk profile and regulatory obligations.
Whether you need government-backed identity verification, continuous biometric assurance, account ownership confirmation, or all three;
Fourthline provides the building blocks to construct compliance infrastructure that scales with your business.
